Know when to buy.
Know when to wait.
Smart X Terminal combines fundamental analysis, financial strength scoring, valuation discipline, and 18.6-year macro cycle positioning into one clear signal.
3 free analyses daily · No credit card required
Apple Inc. · Technology
Built for Disciplined Investors
Two powerful tools working together to give you conviction — not confusion.
Macro Cycle Dashboard
Track where we are in the 18.6-year real estate cycle. Interest rates, liquidity, credit conditions, and asset prices at a glance.
5-Step Investment Test
Profitability, financial strength, valuation, cash flow consistency, and cycle positioning — all pass/fail.
Stock Screener
Top-scored stocks ranked by SXT Score
| Ticker | Company | Sector | Score | Signal | P/E | ROIC | D/E |
|---|---|---|---|---|---|---|---|
| GOOGL | Alphabet Inc. | Technology | 78 | Monitor | 24.0 | 22.1% | 0.10 |
| META | Meta Platforms | Technology | 75 | Monitor | 25.0 | 28.3% | 0.10 |
| MSFT | Microsoft Corp. | Technology | 74 | Monitor | 34.0 | 32.0% | 0.30 |
| V | Visa Inc. | Financial Services | 73 | Monitor | 30.0 | 35.0% | 0.30 |
| AAPL | Apple Inc. | Technology | 70 | Monitor | 30.0 | 28.4% | 0.80 |
| BRK.B | Berkshire Hathaway | Financial Services | 68 | Monitor | 10.0 | 10.2% | 0.20 |
| JNJ | Johnson & Johnson | Healthcare | 65 | Monitor | 16.0 | 18.5% | 0.40 |
| TSLA | Tesla Inc. | Consumer Cyclical | 38 | High Risk | 65.0 | 8.0% | 0.40 |
How It Works
Three steps from raw data to actionable investment signal.
Score Five Pillars
Analyze Profit quality, competitive Moat strength, financial Safety, Value discipline, and macro Cycle positioning. Each pillar contributes to the composite score.
SXT Score
A 0-100 composite score across five pillars: Profit (30), Moat (30), Safety (20), and Value (15) form a 95-point base, adjusted by the Cycle multiplier.
Clear Signal
Green (Accumulate), Yellow (Monitor), or Red (High Risk). One answer, backed by 20+ financial metrics, moat analysis, and macro cycle positioning.
Frequently Asked Questions
A 0-100 composite score that evaluates stocks across five pillars: Profit (30pts), Moat (30pts), Safety (20pts), and Value (15pts) form a 95-point base score, which is then adjusted by the Cycle multiplier (±10%). It combines 20+ financial metrics with competitive moat analysis and 18.6-year real estate cycle positioning into one clear signal.
Each stock is scored across Profit (ROIC, ROE, margins, earnings growth), Moat (competitive classification, market share trend), Safety (debt ratios, interest coverage, net tangible assets), Value (P/E, P/FCF, PEG with quality adjustment), and Cycle (macro positioning within the 18.6-year real estate cycle as a ±10% multiplier on the base score).
A recurring economic pattern observed over 200+ years where real estate prices follow an approximately 18.6-year cycle of expansion, peak, and reset. Smart X Terminal uses this macro positioning to adjust risk scores — stocks are penalized during late-cycle and peak phases when systemic risk is elevated.
No. Smart X Terminal is an educational tool for investment research. It provides data-driven analysis and scoring, but all investment decisions should be made based on your own research and risk tolerance. Always consult a qualified financial advisor before making investment decisions.
Smart X Terminal currently supports US-listed equities trading on NYSE, NASDAQ, and OTC markets. International stocks listed on non-US exchanges (London Stock Exchange, Tokyo Stock Exchange, etc.) are not supported at this time. If you search a non-US ticker, you will see a "Market Not Supported" notice.
You can run 3 free analyses per day. This includes full scoring, five-step test breakdown, and macro cycle positioning. Upgrade to Pro for unlimited analyses, portfolio tracking, and the intrinsic value calculator.
Stop Guessing. Start Scoring.
3 free analyses per day. Upgrade for unlimited access.